Equal Housing Lender. All loans subject to credit approval. Buckle up, because you’re in for a delightful ride. Status: 4, Specialty Mortgages and Investment Property Loans, Federal Housing Administration (FHA) Loans*, U.S. Department of Agriculture (USDA) Rural Development Loans*, Your own dedicated Mortgage Loan Officer every step of the process, A convenient and secure digital portal to help reduce paperwork and expedite the process, Lower your monthly payment with a lower interest rate refinance, A fixed interest rate for the life of your loan, For home buyers who can't afford to make a large down payment, Expanded eligibility for financing homes in low-income communities, Lower interest rates in the early years of your loan, Interest rates and payments may increase over the life of your loan, Custom solutions for your personal or investment needs on single-family residential properties (1-4 units), Larger loan amounts for high-priced housing markets, For homes and land outside of the Bank's territory, Financing and guidance to address special requirements, For current or former members of the U.S. Armed services and surviving spouses, Lower down payments and typically easier credit qualification, For homes and land in specific rural or suburban-zoned areas. HomeReady is a registered trademark of Fannie Mae. As a boutique-style mortgage lender we specialize in traditional lending – which means less risk for you and your family. Other terms and conditions may apply. After calling in to explain a late payment to them about a family member dying i was told that the death did not matter and basically told to screw off. The ride of your dreams—whether it’s a tiny sports car or a brand new minivan—is right down the road. Safeguard Your Debit Card with Card Controls-Set up debit card alerts, turn your debit card on/off, and restrict debit card usage-Find it under the More menu You are unique and should be treated accordingly. Due to COVID-19, branch hours and access may vary. Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site. We’ll work together to discuss the best auto loan option for you. We offer both Home Equity Lines of Credit and Home Equity Loans, and we want to help you determine which makes more sense for your situation. All rights reserved. We're sorry - something went wrong. Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. Put the equity you’ve built up in your home to work for you. 18 talking about this. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Mechanics Bank … It was founded in 1905 and serves markets in Northern California. Let’s work together to help make your dreams come true. User ID | Whether you are looking to make home improvements, put in that swimming pool you’ve always dreamed of, or want to pay for major purchases; Mechanics Bank Home Equity Loans offer you options with our Home Equity Loan … In addition to our in-house fulfillment through dedicated mortgage professionals, we have a strategic alliance with Stearns Lending, LLC. There’s always a better way to bank. Forgot your username? Don’t have Online Banking? No Cost Pre-approvals provided by Stearns Lending, LLC. Due to COVID-19, branch hours and access may vary. Any specific loan specialty party site electronic transmission to Mechanics Bank, Member FDIC and Equal Housing Lender SBA. Loan portfolio does not show any specific loan specialty, USDA, and together. And your family and schedule automatic payments from a single account and accomplish your financial goals only! Of the Mechanics Savings Bank, we ’ ll work together to discuss the best Auto option... 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